![]() Your bank or creditor may take more days to process the funds. If your application is approved, we will send funds after you accept the loan. Your actual rates and repayments might differ and will be based on your personal circumstances, the loan amount and term. The loan calculator results we display are based on the representative APR for the amount you enter. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card. Work out how much youd like to borrow with our loan repayment calculator. If you are planning on using a down payment or trade-in, consider factoring. With this information, you can calculate your total and monthly interest to better understand your full financial commitment. State restrictions may apply.įor debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. To calculate the car payment for your loan, you will need your estimated loan principal, interest rate or annual percentage rate, and loan term. Many factors are used to determine your rate, such as your credit history, application information and the term you select. Use this auto loan calculator when comparing available rates to estimate what your car loan will really cost, minus additional fees that lenders may enforce. Our lowest rates are available to consumers with the best credit. You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month. ![]() Your APR will be between x and x based on creditworthiness at time of application for loan terms of x- x months. ![]()
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